Commercial Payment Options

Technology lifecycle financing with flexible end-of-term options

Enable customers to defer their technology refresh decisions with certainty of future costs.

With Commercial Payment Options, your customers can spread costs over three, four, or five years for projects starting from €250,000. They benefit from highly competitive interest rates, plus greater financial and business flexibility.

You can combine hardware, software, services, and third-party equipment on one easy-to-manage contract—with options to add more solutions to the agreement as your customer’s business grows.

At the end of the financing term, your customers have the option to refresh, retain, or return the technology:

  1. Return the equipment and save up to 10% of original cost (Net Present Value [NPV]).
  2. Refresh the equipment and get the latest technology.
  3. Retain ownership and pay no more than if they purchased it upfront.

And you have a natural trigger point to talk to them about technology refresh options.

Lease duration options 36, 48 and 60 months
Minimum solution size $250,000
Maximum Cisco solution size $2,000,000
Minimum Cisco solution required 70% hardware component (including both Cisco and Cisco Strategic Partners/Alliances hardware)
Maximum non-Cisco solution 30%
Minimum hardware component 70%
Program end date 28 July 2018
Product eligibility All Cisco solutions
Country coverage

Available in 27 countries: Austria, Belgium, Bulgaria, Czech Republic, Denmark, Finland, France1, Germany, Hungary, Ireland, Israel, Italy1, Netherlands, Norway, Poland, Portugal1, Qatar, Romania, Russia, South Africa2, Slovakia, Spain, Sweden, Switzerland, Turkey, UAE, UK
Other countries may be available on a case-by-case basis.

Terms and conditions Standard Cisco Capital terms and conditions apply, subject to credit and funding approvals.

1 Local restrictions apply – no end of lease buy-out option

2 Low rate of interest applicable

Customer At-a-Glance

There is a dedicated Cisco Capital team waiting to help.

For Sales related questions, contact your local Cisco Capital Team here or email us at Email

For Marketing related questions, contact Cisco Capital EMEAR Marketing Email