We're making very few changes to the benefits options for 2012.
As a reminder, the EPO plans will not be offered in 2012.
Because the EPO plans have the same in-network provider access as other plans, and the cost of the EPO plans have increased over the years, they will no longer be offered.
If you are currently enrolled in an EPO (UnitedHealthcare (UHC) Choice or Cigna Open Access plan), carefully consider the options available to you and pick the plan that best suits your needs.
Contributions will increase slightly for our largest plans.
For the past two years, your paycheck costs for enrolling in the Health Plus Savings Plans (HPSP),PPO plans (Cigna Open Access Plus or UHC ChoicePlus), and Out-of-Area plans have stayed flat.
For 2012, while Cisco continues to offer medical benefits above the market median of our peer group, you'll see a slight increase in per-pay-period contributions in all plans except the Harvard Pilgrim HMO.
If you're in an HMO, your paycheck contributions will increase in keeping with the upward medical trend for this type of plan. Employees in the HMO plans will see annual increases ranging from under $1 to $16 per paycheck depending on the plan and level of coverage.
Child-dependent life insurance will be available until age 26.
Starting in 2012, you can buy supplemental life insurance coverage for your children until their 26th birthday. (Coverage may be subject to evidence of insurability.)