Definition of Standard Financing Types
Financing Product Description Technology
Finance Lease This option allows customers to treat networking as a capital spend, but spread the payments over several years. A finance lease provides the ability to deploy equipment when required while structuring payments from relevant budgets. Cisco hardware, software, and bundled services
Operating Lease Operating leases are designed for businesses which seek constant access to the latest technology without the burden and risks of ownership. Equipment financed under an operating lease will not normally appear on the customer's balance sheet, therefore, payments are generally treated as operating expenses. At the end of the initial term, customers have the option to return the equipment, or upgrade in whole, or in part, to newer technology. Cisco hardware, software, and bundled services.
Loan This option allows customers to retain ownership upon purchase and frees up capital for day-to-day business.Payments can be structured to match deployment and economic benefit Cisco hardware, software, and bundled services.
Sale and Leaseback Sale and leaseback helps businesses migrate to Cisco solutions and overcome the obstacle of legacy equipment and outstanding leases; thereby avoiding asset write-offs during technology migration. These transactions are designed for businesses which need to purchase assets first, for tax or other reasons, before leasing them. Cisco hardware, software, and bundled services